![]() ![]() Once a criminal obtains a PAN, they still need the following additional details to steal funds. By phishing scams, which typically involve calling the credit card owner and pretending to be an authorized party requesting their credit card details.By skimming, which means adding a device to a credit card swiper that enables unauthorized parties to read the card information and PIN.Through accomplices working in retail or restaurants who are exposed to credit card information.There are several ways criminals can obtain PANs: Attackers use bots to guess and confirm the additional information required to “crack” and illicitly use a credit card. ![]() Card cracking is a credit card fraud technique that leverages bots (software that runs automated tasks over the Internet).Ĭracking is based on the idea that it is easy to obtain a credit card number, known as a Private Account Number (PAN), together with the name printed on the card.
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